Financial Planning, Pension Plans, Savings Plans

Membership benefits in Actors Equity Association include health insurance, pension benefits, and casting news. Members also have access to services through the Actors Federal Credit Union and the Actors Fund.

This is the definitive guide to starting and running a successful photography studio. It offers strategies and practical advice on every aspect of the business, including location, financing, and pricing; equipping the studio; selling to wedding, portrait, commercial, and art photography markets; creating a sound business plan; handling paperwork; and much more. Lists of important organizations and sources are provided as well.

$12.50 a year for those aged 50 and over. Access to health insurance, automobile insurance, homeowners insurance and other services from AARP. Discounts on travel, online services, computers, music. Financial planning.

AFTRA negotiates and enforces collective bargaining agreements for actors and other professional performers, and broadcasters in television, radio, sound recordings, non-broadcast/industrial programming and new technologies such as interactive programming and CD ROMs. Members have access to health and retirement benefits, credit union, discounts on services, and career development seminars and opportunities.

Membership in AGMA includes such benefits as accident insurance, health benefits, legal services, mortgages, pension, loans and the AGMA Emergency Relief Fund administered by the Actors Fund. AGMA represents opera and concert singers, production personnel and dancers at principal opera, and concert and dance companies.

Membership benefits include a career center, annual conferences, a library, and the AIA trust, offering life, health, professional liability, business owners, and disability insurance. Retirement plans and legal information also available.

In addition to licensing and royalty services, ASCAP member services include information and support, a bimonthly magazine, access to workshops, showcases, competitions and awards, and ASCAP Clearance Express online. The ASCAP member card provides a package of benefits, services, and discounts including insurance (instrument, studio and tour liability, accident, long term care, life, medical and dental); equipment, travel, car rental, and financial (credit card, credit union, and member investment program).

240 pp, paperback.

Artist Pension Trust was designed to meet the specific needs of artists, a group whose career trajectories and employment patterns make existing pension programs inaccessible. APT is a barter-based program; therefore, artists contribute works of art - rather than cash - to their pension trust. Over a 20-year period, each artist invests 20 works in their individual Trust. He/She will start to receive income 20 years after the inception of their Trust. A series of Artist Pension Trusts, each comprised of 250 artists, are being formed in regions throughout the US and in leading centers of contemporary art around the world. Selection committees comprised of professionals with regional and national expertise are responsible for selecting the artists that will participate in each APT. The selection committee meets quarterly to review applicants and select new participants. For more information on the Artist Pension Trust, the selection committee, and the participating artists, please visit the APT's web site at: www.artistpensiontrust.org.

ACFCU is a national credit union which specializes in serving individual artists and non-profit arts organizations of all arts discpilines. It offers savings accounts, certificates of deposit, IRAs, lines of credit and a variety of loans.