- Introduction
- Acknowledgements
- 1: Getting Ready
- 2: The Costs of Space
- 3: Understanding Credit
- What is Credit?
- Establishing Credit
- Credit Reports
- Credit Scores
- Your Credit Report and Score
- Good Credit vs. Bad Credit
- Alternative Credit
- If Credit Problems Arise
- Rebuilding Credit
- Avoiding Predatory Practices
- Credit and Your Space Hunt
- Lending Criteria
- Credit and Insurance
- Credit and Identity Protection
- Resources: Chapter 3
- 4: Professional Services
- 5: Finding Space
- 6: Residential Leases
- 7: Commercial and Industrial Leases
- 8: Buying Real Estate
- 9: Types of Mortgages
- 10: The Mortgage Application
- 11: Ownership Models
- 12: Purchasing Alternatives
- 13: Chicago Zoning Ordinance
- 14: Chicago Building Code
- 15: Chicago's Neighborhoods
- 16: Property Taxes
- 17: When You Find a Property
- 18: Inspections
- 19: After Moving In
- 20: Insurance
- 21: Utilities
- 22: Rehabbing Your Space
- 23: Safe and Healthy Spaces
- 24: Green Practice
- 25: When Disputes Arise
- 26: Space Emergencies
- 27: Facility Development Planning
- Bibliography
Credit and Identity Protection
In today's “Information Age,” personal information is often just one mouse-click away. The upshot: We're all becoming increasingly interconnected. The downside: an increase in Identity Theft.
Identity Theft occurs when someone uses your persona to gain access to your personal information. These thieves often destroy your finances and credit rating by opening new accounts and making purchases under your name. No one is completely immune to such criminals. However, you can take steps to protect your personal information, identity, finances and credit rating. Organizations such as the Electronic Privacy Information Center and the Privacy Clearinghouse help protect your privacy and personal information.
The remainder of this section discusses how you can protect yourself from Identity Theft.
Identity Theft occurs when someone uses your persona to gain access to your personal information. These thieves often destroy your finances and credit rating by opening new accounts and making purchases under your name. No one is completely immune to such criminals. However, you can take steps to protect your personal information, identity, finances and credit rating. Organizations such as the Electronic Privacy Information Center and the Privacy Clearinghouse help protect your privacy and personal information.
The remainder of this section discusses how you can protect yourself from Identity Theft.


